starting NOW.
I have spent entirely too much money in September and October. It's because there have been things that I saw on sale and wanted and some things where I have convinced myself that I have needed.
There may or may not have been many times where I wanted to shop so badly I bought things for Phil just so that the shopping could be justified.
My bank account is not too happy right now.
Phil and I are going to sit down and make a plan....tonight!
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